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Protecting Your Property Title
Over the past few months, I’ve had several clients ask me about “title theft” and whether they should be paying for a service to protect their home title. It’s a good question — and one that’s worth clearing up. Your home title works a little differently than something like your car title. With a car, you either have…
Read MoreWhy Homeownership Still Makes Sense in 2025
Over the past few weeks, I have been diving into various economic and housing forecasts for both the United States as a whole and Utah specifically. One thing remains clear to me: homeownership is incredibly important, and while there may be better times than others to buy, those moments are usually only obvious in hindsight.…
Read MoreWhy 2025 Might Be the Best Time to Dive Into Real Estate
When I look at the headlines these days—whether it’s about the housing crisis, predictions for 2025, or how people are holding onto their homes longer than ever—I’m reminded of my own journey into real estate. I still remember the nerves I felt when I purchased my first home. It seemed like I was paying an…
Read MoreHappy Holidays From Clayson-Mitchell Mortgage
As we step into the season of gratitude and celebration, I want to take a moment to express my heartfelt thanks to each of you. Whether you’ve trusted me with your business, offered your friendship, or shared a kind word, you’ve made my career truly special. Thanksgiving reminds us to pause and reflect on our…
Read MoreWhy Aren’t Mortgage Rates Going Down Even Though the Fed Cut Rates?
I’ve had a lot of clients ask me lately why mortgage rates are going up when the Federal Reserve, or “the Fed,” is lowering its rates. It’s a good question because, in the past, when the Fed cut rates, mortgage rates usually went down too. But this time, mortgage rates are moving in the opposite…
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